evidence_text: Representative Damoose moved to adopt the meeting minutes from February 1, 2022. There being no objection, the motion prevailed by unanimous consent. The Chair laid HB 4004 before the committee: HB 4004 (Rep. Hall) A bill to amend 2005 PA 244, entitled "Deferred presentment service transactions act," by amending the title and sections 2, 11, 13, 15, 17, 19, 22, 31, 32, 33, 34, 35, 36, 45, 48, and 53 (MCL 487.2122, 487.2131, 487.2133, 487.2135, 487.2137, 487.2139, 487.2142, 487.2151, 487.2152, 487.2153, 487.2154, 487.2155, 487.2156, 487.2165, 487.2168, and 487.2173), section 2 as amended by 2016 PA 140 and section 35 as amended by 2016 PA 141, and by adding sections 24, 31a, and 32a. Representative Hall testified in support of HB 4004. Lorray Brown, representing the Michigan Poverty Law Program, testified in opposition to HB 4004. Tom Hickson, representing the Michigan Catholic Conference, testified in opposition to HB 4004. Questions and discussion followed. Jessica AcMoody, representing the Community Economic Development Association of Michigan, testified in opposition to HB 4004. Haleigh Krombeen, representing the Michigan Credit Union League, and Jenny Hoyle, representing the Isabella Community Credit Union, testified in opposition to HB 4004. Questions and discussion followed. Ross Yednock, representing the Michigan Department of Insurance and Financial Services, testified in opposition to HB 4004. Questions and discussion followed. Julie Townsend, representing Purpose Financial, and John Rabenold, representing Axcess Financial, testified in support of HB 4004. Questions and discussion followed. The following people submitted a card in opposition to HB 4004, but did not wish to speak: Ruth Johnson, representing Community Development Advocates of Detroit. Melissa Seifert, representing AARP. Richard Cannon, representing the Church of the Messiah Housing Corporation. Andrew Ryskamp, representing the CRCNA Diaconal Ministry. Richard Cannon, representing Hearts for Home. Sandra Pearson, representing Habitat for Humanity of Michigan. Jane MacKenzie, representing Northern Homes CDC. David Kindy, representing Consumers Professional Credit Union. Faith Wicklund, representing Northern Homes. Merissa Kovach, representing the ACLU. Bruce Roller, representing United Church Outreach Ministry. Wende Randall, representing Kent County Essential Needs Task Force. Melanie Scholten, a Michigan resident. Dale Throenle, a Michigan resident. Matt Patton, representing Detroit Regional Chamber. Amanda Klein, representing United Way for Southeastern Michigan. Robert Kennedy, representing Michigan Community Action. Scott Knopf, representing Security Credit Union. Greg Dietrich, representing Frankenmuth Credit Union. Hank Hubbard, representing One Detroit. Ann Marie Nelson, representing Adventure Credit Union. Cindy Harrison, representing Straits Area Federal Credit Union. Bridget Staffileno, representing Jolt Credit Union. Becky O'Connell, representing Lake Trust Credit Union. Martin Carter, representing Astera Credit Union. Patty Campbell, representing Christian Financial Credit Union. Julie Rushing, representing Wexford Community Credit Union. Kristopher Lewis, representing Allegan Community Federal Credit Union and Rivertown Credit Union. Corrie Rozell, representing Marshall Community Credit Union. Pete Dzuris, representing Northland Area Credit Union. Harvey Hoskins, representing Portland Federal Credit Union. Nick Montie, representing Wolverine State Credit Union. Erik Mueller, representing Community Financial Credit Union. Tim Rassmussen, representing Community First Federal Credit Union. Kristen Williamson, representing Members First Credit Union. Dave Brandt, representing Elga Credit Union. Jessica Workman, representing Advantage One Credit Union. Ryan Larson, representing the LAFCU. Adam Johnson, representing Safe Harbor Credit Union. Scott McFarland, representing Honor Credit Union. Peter Ruark, representing the Michigan League for Public Policy. Kelly Bidelman, representing the Center for Civil Justice. Jenn Hayes, representing Invest Detroit. At 11:35 AM, the Chair laid the committee at ease. At 11:37 AM, the Chair called the committee back to order. The Chair laid HB 5304 before the committee: HB 5304 (Rep. Wakeman) A bill to amend 1998 PA 58, entitled "Michigan liquor control code of 1998," (MCL 436.1101 to 436.2303) by adding section 552.