evidence_text: Representative VanderWall moved to adopt substitute (H-1) to HB 5544. The motion prevailed 12-0-1: FAVORABLE ROLL CALL Yeas: Reps. Tisdel, Frisbie, VanderWall, Lightner, Martin, Posthumus, Alexander, Aragona, Hoskins, Tyrone Carter, Neeley and Young. Nays: None. Pass: Rep. Paiz. Representative Lightner, joined by Ross Yednock, representing the Michigan Department of Insurance and Financial Services, testified in support of HB 5544, HB 5545, HB 5546, HB 5547, HB 5548, HB 5549 and HB 5550. Questions and discussion followed. Lori Brown, representing the Independent Payroll Processors Association, testified in support of HB 5544. Questions and discussions followed. Amy Miller, representing Automatic Data Processing, Inc., testified in support of HB 5544, HB 5545, HB 5546, HB 5547, HB 5548, HB 5549 and HB 5550. Questions and discussions followed. The Chair laid HB 5552 before the committee: HB 5552 (Rep. Tisdel) A bill to amend 1966 PA 326, entitled "An act to regulate the rate of interest of money; to provide exceptions; to prescribe the rights of parties; and to repeal certain acts and parts of acts," by amending section 1c (MCL 438.31c), as amended by 1990 PA 94. At 11:09 AM, the Chair laid the committee at ease. At 11:10 AM, Majority Vice Chair Frisbie called the committee back to order. Representative Tisdel, joined by Allyson McLean and Andrew Goralczyk, representing Rocket Mortgage, testified in support of HB 5552. Questions and discussion followed. At 11:17 AM, Majority Vice Chair Frisbie laid the committee at ease. At 11:18 AM, the Chair called the committee back to order. The Chair laid HB 5497 before the committee: HB 5497 (Rep. Schuette) A bill to amend 1977 PA 135, entitled "An act to prohibit certain mortgage lending practices by a credit granting institution; to prescribe the powers and duties of the commissioner of the financial institutions bureau in relation to those practices; to permit the establishment of local mortgage review boards; and to provide remedies and penalties," by amending the title and sections 1 and 2 (MCL 445.1601 and 445.1602), the title and section 2 as amended by 1993 PA 43 and section 1 as amended by 2012 PA 444. Chair Tisdel testified in support of the proposed (H-1) substitute for HB 5497.