evidence_text: Representative Gay-Dagnogo moved to adopt substitute (H-1) to HB 5481. The motion prevailed 8-0-0: FAVORABLE ROLL CALL Yeas: Reps. Farrington, Bellino, Berman, Wakeman, Gay-Dagnogo, Wittenberg, Clemente, Stone. Nays: None. Pass: None. David Worthmans, representing the Michigan Bankers Association, and Brad Ward, representing the Michigan Realtors Association, testified in support of HB 5481. The following people submitted a card in support of HB 5481, but did not wish to speak: Haleigh Krombreen, representing the Michigan Credit Union League. Nicole Nystrom, representing the Amrock. Nicole Nystrom, representing the Real Estate Valuation Advocacy Association. Tabitha Zimney, representing the Michigan Mortgage Lenders Association.