evidence_text: Representative Hoadley moved to report out HB 4931 with recommendation, as substitute (H-1). The motion prevailed 16-0-0: FAVORABLE ROLL CALL Yeas: Reps. Aragona, Fairbairn, Wozniak, Wendzel, Tisdel, Hoadley, Neyer, Rigas, Thompson, Linting, Liberati, Tyrone Carter, Witwer, Neeley, Dievendorf and Grant. Nays: None. Pass: None. The Chair laid HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569 before the committee: HB 5558 (Rep. Bierlein) A bill to regulate the business of providing earned wage access services; to require the licensing of providers of earned wage access services; to impose fees; to provide for the powers and duties of certain state governmental officers and entities; to prescribe penalties; to require the promulgation of rules; and to prescribe civil sanctions and provide remedies. HB 5559 (Rep. Bierlein) A bill to amend 2006 PA 250, entitled "Money transmission services act," by amending section 4 (MCL 487.1004), as amended by 2018 PA 573. HB 5560 (Rep. Bierlein) A bill to amend 1978 PA 390, entitled "An act to regulate the time and manner of payment of wages and fringe benefits to employees; to prescribe rights and responsibilities of employers and employees, and the powers and duties of the department of labor; to require keeping of records; to provide for settlement of disputes regarding wages and fringe benefits; to prohibit certain practices by employers; to prescribe penalties and remedies; and to repeal certain acts and parts of acts," (MCL 408.471 to 408.490) by adding section 18a. HB 5561 (Rep. Liberati) A bill to amend 1980 PA 299, entitled "Occupational code," by amending section 901 (MCL 339.901), as amended by 2016 PA 167. HB 5562 (Rep. Liberati) A bill to amend 1988 PA 161, entitled "Consumer financial services act," by amending section 2 (MCL 487.2052), as amended by 2006 PA 252. HB 5563 (Rep. Liberati) A bill to amend 1981 PA 70, entitled "An act to regulate the collection practices of certain persons; to provide for the powers and duties of certain state agencies; and to provide penalties and civil fines," by amending section 1 (MCL 445.251), as amended by 2016 PA 168. HB 5564 (Rep. Martin) A bill to amend 1961 PA 236, entitled "Revised judicature act of 1961," by amending section 4012 (MCL 600.4012), as amended by 2015 PA 14. HB 5565 (Rep. Martin) A bill to amend 2005 PA 244, entitled "Deferred presentment service transactions act," by amending section 11 (MCL 487.2131). HB 5566 (Rep. Alexander) A bill to amend 1995 PA 162, entitled "Credit reform act," by amending section 2 (MCL 445.1852), as amended by 1996 PA 419. HB 5567 (Rep. Alexander) A bill to amend 1939 PA 21, entitled "Regulatory loan act," by amending section 20 (MCL 493.20). HB 5568 (Rep. Herzberg) A bill to amend 1966 PA 326, entitled "An act to regulate the rate of interest of money; to provide exceptions; to prescribe the rights of parties; and to repeal certain acts and parts of acts," by amending section 1 (MCL 438.31). HB 5569 (Rep. Herzberg) A bill to amend 1968 PA 259, entitled "An act to define and regulate the practice of criminal usury and to provide a penalty," (MCL 438.41 to 438.42) by adding section 1a. Representative Bierlein testified in support of HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569. Questions and discussions followed. Ben LaRocco, representing EarnIn, testified in support of HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569. Questions and discussions followed. Andrew Welch, representing DailyPay, testified in support of HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569. Questions and discussions followed. Libby Benson, representing the Michigan Poverty Law Program, testified in opposition to HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569. Questions and discussions followed. Monica Burks, representing the Center for Responsible Lending, testified in opposition to HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569. Questions and discussions followed. Molly Jones, representing Payactiv, testified in support of HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569. Randy Gross, representing the MI Chamber, testified in support of HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569. Questions and discussions followed. Max Raymond, representing the Chamber of Progress, testified in support of HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569. Ashley Urisman, representing the American Financial Council, testified in support of HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569. The following people submitted a card in opposition to HB 5558, HB 5559, HB 5560, HB 5561, HB 5562, HB 5563, HB 5564, HB 5565, HB 5566, HB 5567, HB 5568 and HB 5569, but did not wish to speak: Anna Murphy, representing the United Way of Southwest Michigan. Bobby Dorigo Jones, representing the Michigan Association of United Ways. Jessica AcMoody, representing the Community Economic Development Association of Michigan (CEDAM). Patrick Schaefer, representing the Michigan League for Public Policy. Todd Tennis, representing the Center for Civil Justice. The following person submitted a card in opposition to HB 5569, but did not wish to speak: Bill Stone, representing the Michigan Catholic Conference.