evidence_text: Representative LaFave moved to report out SB 24 with recommendation, as substitute (H-1). The motion prevailed 12-0-0. FAVORABLE ROLL CALL Yeas: Reps. Filler, LaFave, Farrington, Howell, Steven Johnson, Rendon, Berman, Wozniak, LaGrand, Guerra, Yancey, Bolden. Nays: None. Pass: None. The Chair laid HB 4411 before the committee: HB 4411 (Rep. Lilly) A bill to amend 1994 PA 160, entitled “Credit services protection act,” by amending section 3 (MCL 445.1823). The following people submitted a card with a neutral position on HB 4411, but did not wish to speak: David Worthams, representing the Michigan Bankers Association.