HOUSE OF REPRESENTATIVES
COMMITTEE ON INSURANCE
REP. MIKE HARRIS
CHAIR
COMMITTEE MEETING MINUTES
Wednesday, December 17,
2025
Noon.
Room 521, House Office
Building
The House Committee on Insurance was called to order by Chair Harris.
The Chair requested attendance to be called:
Present: Reps. Harris, Tisdel, Lightner, Posthumus, Aragona, Neyer, Schuette, Brenda Carter,
Tate and Fitzgerald.
Absent: Rep. Whitsett.
Excused: Rep. Whitsett.
Representative Aragona moved to adopt the meeting minutes from December 10, 2025. There
being no objection, the motion prevailed with unanimous consent.
The Chair laid HB 5298 and HB 5299 before the committee:
HB 5298
(Rep. Harris)
A bill to amend 1956 PA 218, entitled "The
insurance code of 1956," by amending section
3114 (MCL 500.3114), as amended by 2019
PA 21.
HB 5299
(Rep. Morgan)
A bill to amend 1956 PA 218, entitled "The
insurance code of 1956," by amending section
3107c (MCL 500.3107c), as added by 2019
PA 22.
Representative Posthumus moved to adopt substitute (H-1) to HB 5298. The motion prevailed
10-0-0:
FAVORABLE ROLL CALL
Yeas: Reps. Harris, Tisdel, Lightner, Posthumus, Aragona, Neyer, Schuette, Brenda Carter,
Tate and Fitzgerald.
Nays: None.
Pass: None.
Representative Fitzgerald offered the following amendment to HB 5298:
1. Amend page 5, line 18, by striking out all of enacting section 1 and inserting:
"Enacting section 1. This amendatory act does not take effect unless all of the following bills of
the 103rd Legislature are enacted into law:
(a) House Bill No. 4576.
(b) House Bill No. 5299.".
Representative Fitzgerald explained the amendment.
Representative Fitzgerald moved to adopt the amendment to HB 5298. The motion did not prevail
3-7-0:
UNFAVORABLE ROLL CALL
Yeas: Reps. Brenda Carter, Tate and Fitzgerald.
Nays: Reps. Harris, Tisdel, Lightner, Posthumus, Aragona, Neyer and Schuette.
Pass: None.
Representative Tisdel moved to report out HB 5298 with recommendation, as substitute (H-1).
The motion prevailed 7-0-3:
FAVORABLE ROLL CALL
Yeas: Reps. Harris, Tisdel, Lightner, Posthumus, Aragona, Neyer and Schuette.
Nays: None.
Pass: Reps. Brenda Carter, Tate and Fitzgerald.
Representative Fitzgerald offered the following amendment to HB 5299:
1. Amend page 4, line 16, by striking out all of enacting section 1 and inserting:
"Enacting section 1. This amendatory act does not take effect unless all of the following bills of
the 103rd Legislature are enacted into law:
(a) House Bill No. 4576.
(b) House Bill No. 5298.".
Representative Fitzgerald explained the amendment.
Representative Fitzgerald moved to adopt the amendment to HB 5299. The motion did not prevail
3-7-0:
UNFAVORABLE ROLL CALL
Yeas: Reps. Brenda Carter, Tate and Fitzgerald.
Nays: Reps. Harris, Tisdel, Lightner, Posthumus, Aragona, Neyer and Schuette.
Pass: None.
Representative Neyer moved to report out HB 5299 with recommendation. The motion prevailed
7-0-3:
FAVORABLE ROLL CALL
Yeas: Reps. Harris, Tisdel, Lightner, Posthumus, Aragona, Neyer and Schuette.
Nays: None.
Pass: Reps. Brenda Carter, Tate and Fitzgerald.
The Chair laid HB 5380, HB 5381, HB 5382, HB 5383, HB 5384, HB 5385 and HB 5386 before
the committee:
HB 5380
(Rep. Tisdel)
A bill to amend 1956 PA 218, entitled "The
insurance code of 1956," by amending section
4665 (MCL 500.4665), as added by 2008 PA
29.
HB 5381
(Rep. Cavitt)
A bill to amend 1956 PA 218, entitled "The
insurance code of 1956," by amending section
4601 (MCL 500.4601), as amended by 2016
PA 276.
HB 5382
(Rep. Young)
A bill to amend 1956 PA 218, entitled "The
insurance code of 1956," by amending section
4731 (MCL 500.4731), as added by 2008 PA
29.
HB 5383
(Rep. Neyer)
A bill to amend 1956 PA 218, entitled "The
insurance code of 1956," by amending section
4705 (MCL 500.4705), as added by 2008 PA
29.
HB 5384
(Rep. Brenda Carter)
A bill to amend 1956 PA 218, entitled "The
insurance code of 1956," by amending section
4667 (MCL 500.4667), as added by 2008 PA
29.
HB 5385
(Rep. Aragona)
A bill to amend 1956 PA 218, entitled "The
insurance code of 1956," by amending section
4603 (MCL 500.4603), as added by 2008 PA
29.
HB 5386
(Rep. Schuette)
A bill to amend 1956 PA 218, entitled "The
insurance code of 1956," by amending sections
4621 and 4625 (MCL 500.4621 and
500.4625), section 4621 as amended by 2018
PA 397 and section 4625 as added by 2008 PA
29.
The following person submitted a card in opposition to HB 5298 and HB 5299, but did not wish to
speak:
Kevin A. McKinney, representing the Coalition Protecting Auto No-Fault.
The following people submitted a card in support of HB 5380, HB 5381, HB 5382, HB 5383, HB
5384, HB 5385 and HB 5386, but did not wish to speak:
Ken Ross, representing John Hancock.
Ken Morin, representing the Life Insurance Association of Michigan.
David Zyble, representing Jackson National Life.
Jenny Geis, representing the Department of Insurance and Financial Services, testified in support
of HB 5380, HB 5381, HB 5382, HB 5383, HB 5384, HB 5385 and HB 5386.
Representative Tisdel testified in support of HB 5380, HB 5381, HB 5382, HB 5383, HB 5384,
HB 5385 and HB 5386.
Representative Brenda Carter testified in support of HB 5380, HB 5381, HB 5382, HB 5383, HB
5384, HB 5385 and HB 5386.
Joseph Sullivan, representing the Michigan Department of Insurance and Financial Services,
testified in support of HB 5380, HB 5381, HB 5382, HB 5383, HB 5384, HB 5385 and HB 5386.
Gregory Nowakowski, representing Honigman, testified in support of HB 5380, HB 5381, HB
5382, HB 5383, HB 5384, HB 5385 and HB 5386. Questions and discussions followed.
Representative Fitzgerald moved to excuse Representative Whitsett from the meeting. There being
no objection the motion prevailed by unanimous consent.
There being no further business before the committee, Chair Harris adjourned the meeting at 12:40
PM.
Representative Mike Harris, Chair
Keith Feldpausch
Committee Clerk
kfeldpausch@house.mi.gov